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Everyone has dreams that deserve protecting: a worry free retirement, college for the children,
a comfortable and loving home for your family. But what happens to your family's dreams if you
should die suddenly? American Fidelity's Term Life plans offer benefits that may be used to
help keep your family financially secure.
If you have a lot of financial responsibilities and a limited budget, term life insurance offers
affordable coverage. We designed several Term Life plans to meet your financial obligations by
guaranteeing a cash payment at your death.
Features*:
- 10, 20, or 30-Year Renewable and Convertible Term Life Insurance Policy.
- Guaranteed Renewable: You can renew your policy up to age 90, regardless of your health.
- Level Death Benefit to age 90: The amount of protection stays the same throughout the policy period.
- Affordable Rates: Nicotine and Non-Nicotine rates. Premiums increase at each renewal based on your attained age.
- Conversion Option: You can convert your policy to any form of permanent insurance issued by American
Fidelity, regardless of your health, before the policy anniversary following age 75.
- Portable: You can take this coverage with you when you leave employment, at the same rate.
- Accelerated Death Benefit: A portion of the chosen death benefit may be available prior to death due
to terminal illness. This has limitations and exclusions which are outlined in the policy.
Additional Options:
- Spousal Policies
- Waiver of Premium
- Accidental Death Benefit
- Coverage for your Spouse as a Rider
- Children's Term Rider
Contact American Fidelity about this product:
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The information contained
on this product page generally highlights the important features
of the particular American Fidelity product listed, and does not constitute
a statement of contract, nor a complete description of the conditions,
benefits, exclusions and other terms of coverage. *The product listed and/or
all benefits may not be available in all states and coverage is subject
to all applicable policy provisions as authorized by the proper state
regulatory authorities. This particular product page is not intended for
residents of AZ, MS, MN, UT, and WV. For more complete information, please
consult the terms of the product policy form approved in your state or
contact us. (RCTL05 Series) For more complete information,
please consult the terms of the product policy form approved in your state
or contact us.
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